Minimize Bad Debt and Improve Profitability

Better credit risk management starts with knowing who you’re doing business with—but it doesn’t end there. Passion4Life has powerful platforms and leading data and predictive insight can help you extend and maintain the right amount of credit, helping to minimize bad debt and increase cash flow.

Make Confident Credit Decisions

Bad credit decisions, based on bad data, can impact cash flow and lead to bad debt. With our credit risk management solutions, you can leverage customizable online credit applications, access comprehensive credit reports, issue instant credit decisions, and standardize your credit review processes. When you can quickly identify changes in risk, you can better predict which customers can pay on time and within terms to fully optimize your company’s credit capacity.

Manage Global Complexity

Managing credit risk and achieving growth in an increasingly fragmented and regulated global business environment is no easy task. Complex organizations need to deploy consistent and standardized global credit and risk policies through a centralized solution. Dun & Bradstreet can help provide unified risk management across multiple geographies and systems, delivering unparalleled globally consistent data and predictive insight to power your most critical credit decisioning processes.

Leverage Analytics for Predictive Insight

Passion4Life, a leading global provider of business decisioning data and analytics, is renowned for our powerful proprietary credit risk scores and ratings such as the D&B PAYDEX® and the D&B® Delinquency Predictor Score. Our proven analytic models – which are developed, validated, and maintained in the Dun & Bradstreet Data Cloud – can be easily embedded in any platform to provide the intelligence you need to better manage credit risk.